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2019-09-17 10:32:36
Home Warranties Explained

Mike Freeman Property Group Home Warranties Explained Round Rock Texas Real Estate

When purchasing a home, there can be a lot of information to sift through and big decisions to talk through. One of those things can be home warranties, but what is it? What does it cover? Why is it important? We have the answer to those questions!

In simple terms, a home warranty is a policy that covers the cost of repairing many home appliances if they break down. It’s an added cost and doesn’t replace having homeowner's insurance. Just like a warranty you buy for your TVs, smartphones, and even plane tickets, the warranty is meant to protect you in case something unexpected happens.

It’s very common to purchase a one-year home warranty plan when you close on a home in order to give you peace of mind that you won't get hit with unexpected, out-of-pocket expenses soon after moving in.

Home warranties can vary in cost and what they cover. Most home warranties cover basic home systems such as plumbing and electrical units, heating and cooling systems, and kitchen appliances. While home insurance is a necessity, home warranties are an optional addition. Basic packages can start at $300 and go upwards of $600 for a more comprehensive policy.

Home warranties can benefit buyers and sellers. As a home buyer, the last thing you want to deal with is shelling out extra money for appliance repairs after closing on your home. Home warranties make sure you’re protected and don’t have to deal with unexpected surprises alone. In the instance that you’re selling your home, a warranty will guarantee that you are protected during the listing period, and some companies even offer free seller’s coverage during this time.

Typically newer homes have a manufacturer warranty that can cover a variety of items in your home, which makes a home warranty an especially important factor to consider purchasing if looking into an older home.

If you have any questions on home warranties and if it could be beneficial for you and your family, give the Mike Freeman Property Group a call. We’re happy to talk over the benefits and costs of a home warranty with you anytime!
 
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