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 Welcome to the MikeFreemanProperties.com Blog

2018-03-30 15:49:13
How to Lower Your Homeowner's Insurance Premium

There are things you can do today and over time to lower your homeowner’s insurance premiums. There is no reason to pay more than you have to! Use these simple tips to lower your homeowner’s insurance premiums:

1) Get several estimates from insurers. Compare. Remember to calculate only structure value, not land, when determining replacement costs for your home.
2) Examine policy limits and the value of the contents of your home before you purchase and, in the future, on an annual basis.
3) Consider bundling with your automobile policy.
4) Remain with the same insurer from year to year.
5) Keep a good credit rating.
6) Consider improvements such as home security, new roofing, and improved windows to reduce the risk that decreases costs.

Have questions about these tips to lower your homeowner’s insurance premiums? Reach out to me anytime; I’m here, and I’m always happy to help.

 
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